Compare SimplyPayMe vs Nordigen

You May Also Like

Featured products that are similar to the ones you selected below.

Zil Money
(323)
Financial Services Software
Visit Website
View Listing View Listing

Crozscore

67%
what is this?
interest falling

Crozscore

90%
what is this?
interest falling
SimplyPayMe screenshot view 1 more Nordigen screenshot view 2 more

About SimplyPayMe

SimplyPayMe is the 21st century mobile payments solution for SMEs all over the world. We've taken all the card payment methods you're used to seeing in the market, such as face to face, over the phone and via emailed paylinks, and put them all into a simple app you can download to your smartphone.

You no longer need a bulky card reader which can break and be forgotten, instead just use your smartphone for everything. SimplyPayMe also features a sophisticated online dashboard, where you will be able to see complete customer and job lists of everyone you've serviced or sold to. On top of that, we help your business go green and paperless by handling everything from our app such as invoicing, quotes and receipts.

For larger businesses we also have team management capabilities, where you can quickly and easily invite members to take payments on your behalf, while assigning tasks and scheduling jobs with our simple drag and drop calendar. All while remaining in complete control of your team, deciding on who sees what and their level of access. SimplyPayMe lets you get back to doing what you love to do: working with customers. It’s used face to face, in the office, at home, even at foreign trade shows! There is no limit to the level of flexibility offered to small business owners via our payment's infrastructure.

About Nordigen

Nordigen is an open banking (Transaction Data API) platform with a suite of products that helps companies in building financial applications which can interact with bank accounts and automatically gain insights to add value to the data. With just one API call you can identify basic identity information or get a detailed income overview for that person, including data points like projected income and income stability. Our platform helps banks, lenders and fintechs to develop apps that easily sync with customers bank account data, speed up the customers onboarding process, verify your customer identity, use cleansed data from bank statements to make informed decisions.

Our clients are Banks, Lenders, Fintechs and companies from other industries who use Nordigen to make improvements in risk assessment of borrowers, check the amount of income, verify identity, improve customer onboarding and different other use cases. One of our clients is BigBank, who is a lender in several European countries, with Nordigen has improved their bank statement analysis speed one hundred times. By using Nordigen API, other companies have successfully increased their lending volumes, increased loan acceptance rates, overall efficiency and revenue.

Benefits Overview of the Nordigen products:

Transaction Categorisation

High-quality data

Transaction Categorisation engine can recognize 150+ income and expense transaction categories. Precise transaction categorisation provides data teams with high-quality data for analytics. The output is easily customisable, allowing it to be tailored for specific internal or regulatory requirements.

Account Aggregation

All-in-one integration for advanced customer journey

Data Aggregation is the mechanism by which users provide their consent for us to retrieve their banking information on your behalf. It is a hosted web UI (widget) that allows a user to search for their financial institution, select it, provide consent to share the data you require, and then log in with their credentials - allowing us to fetch their data.
Nordigen does not provide proprietary aggregation services but we partner with multiple global data aggregation companies which allow us to offer global coverage.

KYC

Simple procedure to reduce fraud

KYC makes use of open banking data to verify identities. Customers’ information can be retrieved easily, allowing you to save time on identity checks.Gain additional information about customers, such as geolocation for more thorough customer identification.

Income Insights

Evaluate thin-file customers

Income Insights accurately identify income sources. The income definition can be easily tailored to suit different requirements. Use it to assess the information beyond a credit report, thus understanding the true creditworthiness of your customers.

Loans Insights

Loans Insights allow identifying all incoming and outgoing loan payments, including loans not registered at credit bureaus.

Scoring Insights

Credit scores

Built from transaction data, credit scores are proven to be highly predictive and stable over time. Credit scores can be tailored for optimising both approval rates and default rates.

Marketing Insights

Customer segmentation

Identify which client segment your customers belong to based on their transaction data. Marketing insights distinguish 10 customers segments that help you target your clients with relevant and timely offers. Customer transaction data contains valuable information about the brands they consume. When properly categorised, these insights can help financial institutions target them with relevant and timely brand offers. Nordigen's Marketing Insights distinguish numerous brand affiliations.

Risk Insights

Recognize high-risk behaviour

Risk Insights help to assess the information beyond a credit report, thus understanding the true creditworthiness of your customers.When combined with other data sources, Risk Insights can help to optimize approval and default rates, and other scoring metrics. Identify behaviours that are often regarded as risky and use this information to improve your scoring models.

Features

  • 2-Factor Authentication
  • API
  • Batch Permissions & Access
  • Customer Management
  • Data Export
  • Data Import
  • External Integrations
  • Multi-Currency
  • Multi-User
  • Notifications
  • BitCoin
  • PayPal
  • Stripe

Features

  • 2-Factor Authentication
  • API
  • Batch Permissions & Access
  • Customer Management
  • Data Export
  • Data Import
  • External Integrations
  • Multi-Currency
  • Multi-User
  • Notifications
  • BitCoin
  • PayPal
  • Stripe

Summary

  • Business Management

  • Team Management

  • Face to Face Card Payments

  • Card Payment Processing

  • Cash Payment Recording

  • Virtual Terminal

  • Customised Invoicing Solutions

Summary

  • Transaction Categorisation

  • Calculate income stability, regularity and trend.

  • Depicting tendencies and estimations of overall liabilities

  • Calculate the probability of a customer to default on a loan, based on patterns identified in the transaction data.

  • Generate data points that are associated with high-risk behavior, using bank account data.

  • KYC

  • Account Aggregation

Pricing

Paid Plan

$10.00
1 user(s) / month
Included in plan:
  • Accept Card Payments
  • Customised Invoicing and Quotes
  • CRM
  • Job Management
  • Team Management
  • Business & Performance Reports

Pricing

Self-Service

$57.00
per 100 file uploads
Included in plan:
  • Account Aggregation
  • Transaction Categorisation
  • Income Insights
  • Loan Insights
  • KYC
  • Risk Insights
  • API integration

Enterprise


pricing
Included in plan:
  • Account Aggregation
  • Transaction Categorisation
  • Income Insights
  • Loan Insights
  • KYC
  • Credit Scoring
  • Risk Insights
  • API integration
  • Credit Scoring
  • User management and roles
  • Integration assistance
  • Premium support
  • Enterprise-level SLA

FAQs

    What are some applications this service is commonly used in tandem with?
  • Xero

  • Does this service offer guides, tutorials and or customer support?
  • We have a support centre with a variety of tutorials and guides. Our customer support is also available via live chat, email and phone.

  • Who are the main user groups of this service?
  • Small to medium enterprises

  • What is this service generally used for?
  • SimplyPayMe’s application provides seamless payments acceptance utilising a mobile device. In addition there is the ability to keep invoices and receipts in one place, CRM features, team management and much more.

  • What platforms does this service support?
  • Desktop, IOS and Android

  • Does this service offer multi-user capability (e.g. teams)?
  • Yes

FAQs

    No FAQs associated with this application.

Vendor Information

Founded:
-
Based in:
-
Employees:
-
Likes:
Followers:
2.35k

Vendor Information

Founded:
-
Based in:
-
Employees:
-
Likes:
Followers:
716

Other

Who uses SimplyPayMe
  • Startups
  • SMEs
Desktop Platforms:
  • Web App
Mobile Platforms:
  • iOS
  • Android
Languages:
English
Regional Restrictions:
UK, US

Other

Who uses Nordigen
  • Startups
  • SMEs
  • Enterprises
Languages:
English
Regional Restrictions:
No restrictions.
Back to top