Compare Nordigen vs CardPointe

Nordigen 17 Financial Services	CardPointe 23 Financial Services
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Crozscore 90% what is this? User Happiness: 98% Press Buzz: 46% User Trend: interest falling	Crozscore 76% what is this? User Happiness: 44% Press Buzz: 51% User Trend: interest falling
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About Nordigen Nordigen is an open banking (Transaction Data API) platform with a suite of products that helps companies in building financial applications which can interact with bank accounts and automatically gain insights to add value to the data. With just one API call you can identify basic identity information or get a detailed income overview for that person, including data points like projected income and income stability. Our platform helps banks, lenders and fintechs to develop apps that easily sync with customers bank account data, speed up the customers onboarding process, verify your customer identity, use cleansed data from bank statements to make informed decisions. Our clients are Banks, Lenders, Fintechs and companies from other industries who use Nordigen to make improvements in risk assessment of borrowers, check the amount of income, verify identity, improve customer onboarding and different other use cases. One of our clients is BigBank, who is a lender in several European countries, with Nordigen has improved their bank statement analysis speed one hundred times. By using Nordigen API, other companies have successfully increased their lending volumes, increased loan acceptance rates, overall efficiency and revenue. Benefits Overview of the Nordigen products: Transaction Categorisation High-quality data Transaction Categorisation engine can recognize 150+ income and expense transaction categories. Precise transaction categorisation provides data teams with high-quality data for analytics. The output is easily customisable, allowing it to be tailored for specific internal or regulatory requirements. Account Aggregation All-in-one integration for advanced customer journey Data Aggregation is the mechanism by which users provide their consent for us to retrieve their banking information on your behalf. It is a hosted web UI (widget) that allows a user to search for their financial institution, select it, provide consent to share the data you require, and then log in with their credentials - allowing us to fetch their data. Nordigen does not provide proprietary aggregation services but we partner with multiple global data aggregation companies which allow us to offer global coverage. KYC Simple procedure to reduce fraud KYC makes use of open banking data to verify identities. Customers’ information can be retrieved easily, allowing you to save time on identity checks.Gain additional information about customers, such as geolocation for more thorough customer identification. Income Insights Evaluate thin-file customers Income Insights accurately identify income sources. The income definition can be easily tailored to suit different requirements. Use it to assess the information beyond a credit report, thus understanding the true creditworthiness of your customers. Loans Insights Loans Insights allow identifying all incoming and outgoing loan payments, including loans not registered at credit bureaus. Scoring Insights Credit scores Built from transaction data, credit scores are proven to be highly predictive and stable over time. Credit scores can be tailored for optimising both approval rates and default rates. Marketing Insights Customer segmentation Identify which client segment your customers belong to based on their transaction data. Marketing insights distinguish 10 customers segments that help you target your clients with relevant and timely offers. Customer transaction data contains valuable information about the brands they consume. When properly categorised, these insights can help financial institutions target them with relevant and timely brand offers. Nordigen's Marketing Insights distinguish numerous brand affiliations. Risk Insights Recognize high-risk behaviour Risk Insights help to assess the information beyond a credit report, thus understanding the true creditworthiness of your customers.When combined with other data sources, Risk Insights can help to optimize approval and default rates, and other scoring metrics. Identify behaviours that are often regarded as risky and use this information to improve your scoring models.	About CardPointe CardPointe is CardConnect's powerful payments portal that gives businesses the power to easily integrate, process and manage credit card payments. The CardPointe platform comes with a full suite of products including a Virtual Terminal, plug-and-play retail terminal, Hosted Payment Page, mobile app and device. Users can easily manage all of their business's credit card transactions and perform actions like set up bill plans and manage PCI compliance by taking the PCI Self Assessment Questionnaire. Every transaction processed with CardPointe is protected by CardConnect's patented tokenization and PCI-validated point-to-point encryption (P2PE).
Features 2-Factor Authentication API Batch Permissions & Access Customer Management Data Export Data Import External Integrations Multi-Currency Multi-User Notifications BitCoin PayPal Stripe	Features 2-Factor Authentication API Batch Permissions & Access Customer Management Data Export Data Import External Integrations Multi-Currency Multi-User Notifications BitCoin PayPal Stripe
Summary Transaction Categorisation Calculate income stability, regularity and trend. Depicting tendencies and estimations of overall liabilities Calculate the probability of a customer to default on a loan, based on patterns identified in the transaction data. Generate data points that are associated with high-risk behavior, using bank account data. KYC Account Aggregation	Summary No key features associated with this application.
Pricing Self-Service $57.00 per 100 file uploads Included in plan: Account Aggregation Transaction Categorisation Income Insights Loan Insights KYC Risk Insights API integration Enterprise pricing Included in plan: Account Aggregation Transaction Categorisation Income Insights Loan Insights KYC Credit Scoring Risk Insights API integration Credit Scoring User management and roles Integration assistance Premium support Enterprise-level SLA
FAQs No FAQs associated with this application.	FAQs What is this service generally used for? CardPointe is a powerful platform that allows businesses to simply and securely accept and manage credit card payments. Who are the main user groups of this service? CardConnect processes payments for businesses of all sizes. CardPointe is most often used by small to medium-sized organizations of all industry types.
Vendor Information Founded: - Based in: - Employees: - Likes: Followers: 716	Vendor Information Founded: - Based in: King of Prussia Employees: 201-500 Likes: Followers: 2.41k
Other Who uses Nordigen Startups SMEs Enterprises Languages: English Regional Restrictions: No restrictions.	Other Who uses CardPointe Freelance Startups SMEs Agencies Enterprises Desktop Platforms: Web App Mobile Platforms: iOS Android Languages: English Regional Restrictions: No restrictions.