Compare Zil Money vs Nordigen

You May Also Like

Featured products that are similar to the ones you selected below.

Maximizer CRM
 (431)
CRM Software
Visit Website
View Listing View Listing

Crozscore

93%
what is this?
no significant changes

Crozscore

90%
what is this?
interest falling
Zil Money screenshot Nordigen screenshot view 2 more

About Zil Money

Zil Money, A simple and secure platform to move money seamlessly online on-demand. We focus on changing the way small and medium business operates by combining innovative financial technologies. Founder of Zil Money Corporation, Sabeer Nelli, a Forbes Business Council Official Member, has one goal: to provide a better payment experience for his customers. With his 15 years of experience in various industries, he identified the payment challenges faced by small businesses and created a platform to overcome them. Zil Money provides a variety of payment options starting from physical checks to Cloud banking services. Initially, the software was made for Tyler Petroleum, his first company with 200+ employees and 60 million turnovers. Later he developed the software and released it to the public especially targeting small businesses to overcome their payment challenges. Zil Money corporation now has a quarter-million business customers and a one-million plus beneficiaries in its flagship onlinecheckwriter.com for B2B money movement.

About Nordigen

Nordigen is an open banking (Transaction Data API) platform with a suite of products that helps companies in building financial applications which can interact with bank accounts and automatically gain insights to add value to the data. With just one API call you can identify basic identity information or get a detailed income overview for that person, including data points like projected income and income stability. Our platform helps banks, lenders and fintechs to develop apps that easily sync with customers bank account data, speed up the customers onboarding process, verify your customer identity, use cleansed data from bank statements to make informed decisions.

Our clients are Banks, Lenders, Fintechs and companies from other industries who use Nordigen to make improvements in risk assessment of borrowers, check the amount of income, verify identity, improve customer onboarding and different other use cases. One of our clients is BigBank, who is a lender in several European countries, with Nordigen has improved their bank statement analysis speed one hundred times. By using Nordigen API, other companies have successfully increased their lending volumes, increased loan acceptance rates, overall efficiency and revenue.

Benefits Overview of the Nordigen products:

Transaction Categorisation

High-quality data

Transaction Categorisation engine can recognize 150+ income and expense transaction categories. Precise transaction categorisation provides data teams with high-quality data for analytics. The output is easily customisable, allowing it to be tailored for specific internal or regulatory requirements.

Account Aggregation

All-in-one integration for advanced customer journey

Data Aggregation is the mechanism by which users provide their consent for us to retrieve their banking information on your behalf. It is a hosted web UI (widget) that allows a user to search for their financial institution, select it, provide consent to share the data you require, and then log in with their credentials - allowing us to fetch their data.
Nordigen does not provide proprietary aggregation services but we partner with multiple global data aggregation companies which allow us to offer global coverage.

KYC

Simple procedure to reduce fraud

KYC makes use of open banking data to verify identities. Customers’ information can be retrieved easily, allowing you to save time on identity checks.Gain additional information about customers, such as geolocation for more thorough customer identification.

Income Insights

Evaluate thin-file customers

Income Insights accurately identify income sources. The income definition can be easily tailored to suit different requirements. Use it to assess the information beyond a credit report, thus understanding the true creditworthiness of your customers.

Loans Insights

Loans Insights allow identifying all incoming and outgoing loan payments, including loans not registered at credit bureaus.

Scoring Insights

Credit scores

Built from transaction data, credit scores are proven to be highly predictive and stable over time. Credit scores can be tailored for optimising both approval rates and default rates.

Marketing Insights

Customer segmentation

Identify which client segment your customers belong to based on their transaction data. Marketing insights distinguish 10 customers segments that help you target your clients with relevant and timely offers. Customer transaction data contains valuable information about the brands they consume. When properly categorised, these insights can help financial institutions target them with relevant and timely brand offers. Nordigen's Marketing Insights distinguish numerous brand affiliations.

Risk Insights

Recognize high-risk behaviour

Risk Insights help to assess the information beyond a credit report, thus understanding the true creditworthiness of your customers.When combined with other data sources, Risk Insights can help to optimize approval and default rates, and other scoring metrics. Identify behaviours that are often regarded as risky and use this information to improve your scoring models.

Features

  • 2-Factor Authentication
  • API
  • Batch Permissions & Access
  • Customer Management
  • Data Export
  • Data Import
  • External Integrations
  • Multi-Currency
  • Multi-User
  • Notifications
  • BitCoin
  • PayPal
  • Stripe

Features

  • 2-Factor Authentication
  • API
  • Batch Permissions & Access
  • Customer Management
  • Data Export
  • Data Import
  • External Integrations
  • Multi-Currency
  • Multi-User
  • Notifications
  • BitCoin
  • PayPal
  • Stripe

Summary

    No key features associated with this application.

Summary

  • Transaction Categorisation

  • Calculate income stability, regularity and trend.

  • Depicting tendencies and estimations of overall liabilities

  • Calculate the probability of a customer to default on a loan, based on patterns identified in the transaction data.

  • Generate data points that are associated with high-risk behavior, using bank account data.

  • KYC

  • Account Aggregation

Pricing

Free

Free
Included in plan:
  • 5 Checks/Month
  • 1 Bank Account

Standard

$19.99
4 user(s) / month
Included in plan:
  • Unlimited Checks
  • 10 Bank Account
  • 4 User/Employee
  • Physical Mail
  • Digital Check
  • Email Check
  • ACH
  • Own Mail Server
  • API
  • Positive Pay

Business

$29.99
5 user(s) / month
Included in plan:
  • Unlimited Checks
  • 30 Bank Account
  • 5 User/Employee
  • Physical Mail
  • Digital Check
  • Email Check
  • ACH
  • Own Mail Server
  • API
  • Positive Pay

Basic

$49.99
1 user(s) / year
Included in plan:
  • Unlimited Checks
  • 1 Bank Account
  • 1 User/Employee
  • Physical Mail
  • Digital Check
  • Email Check

Consumer

$99.99
2 user(s) / year
Included in plan:
  • Unlimited Checks
  • 5 Bank Account
  • 2 User/Employee
  • Physical Mail
  • Digital Check
  • Email Check
  • ACH
  • Own Mail Server
  • API
  • Positive Pay

Standard

$199.99
4 user(s) / year
Included in plan:
  • Unlimited Checks
  • 10 Bank Account
  • 4 User/Employee
  • Physical Mail
  • Digital Check
  • Email Check
  • ACH
  • Own Mail Server
  • API
  • Positive Pay

Business

$299.99
5 user(s) / year
Included in plan:
  • Unlimited Checks
  • 30 Bank Account
  • 5 User/Employee
  • Physical Mail
  • Digital Check
  • Email Check
  • ACH
  • Own Mail Server
  • API
  • Positive Pay

Ultimate

$499.99
10 user(s) / year
Included in plan:
  • Unlimited Checks
  • 40 Bank Account
  • 10 User/Employee
  • Physical Mail
  • Digital Check
  • Email Check
  • ACH
  • Own Mail Server
  • API
  • Positive Pay

Pricing

Self-Service

$57.00
per 100 file uploads
Included in plan:
  • Account Aggregation
  • Transaction Categorisation
  • Income Insights
  • Loan Insights
  • KYC
  • Risk Insights
  • API integration

Enterprise


pricing
Included in plan:
  • Account Aggregation
  • Transaction Categorisation
  • Income Insights
  • Loan Insights
  • KYC
  • Credit Scoring
  • Risk Insights
  • API integration
  • Credit Scoring
  • User management and roles
  • Integration assistance
  • Premium support
  • Enterprise-level SLA

FAQs

    What is this service generally used for?
  • Online Payment,
    Payroll Management,
    Payment & Invoicing, ACH payment, eCheck, Checks by Mail, Bill Pay, Payroll Check

  • Does this service offer guides, tutorials and or customer support?
  • Yes. Online Live chat support and email chat. Telephone Support Also. We also have video tutorials for each functionality.

  • Does this service offer multi-user capability (e.g. teams)?
  • Yes, it does.

  • Who are the main user groups of this service?
  • Businesses Owners
    Freelancers
    Financial Managers

  • Does this service integrate with any other apps?
    • QuickBooks
    • Zoho
    • Zapier
    • Gusto
    • BitPay
  • Does this service offer an API?
  • Yes, but it is in beta mode right now. We will provide API based on requests.

  • What platforms does this service support?
    • Web App
    • iOS
    • Windows
    • Android
    • Macintosh
    • WinPhone
    • Blackberry

FAQs

    No FAQs associated with this application.

Vendor Information

Founded:
-
Based in:
-
Employees:
-
Likes:
Followers:
4

Vendor Information

Founded:
-
Based in:
-
Employees:
-
Likes:
Followers:

Other

Who uses Zil Money
  • Personal
  • Freelance
  • Startups
  • Agencies
Desktop Platforms:
  • Web App
  • Windows
  • Macintosh
Mobile Platforms:
  • iOS
  • Android
  • WinPhone
  • Blackberry
Languages:
English
Regional Restrictions:
No restrictions.

Other

Who uses Nordigen
  • Startups
  • SMEs
  • Enterprises
Languages:
English
Regional Restrictions:
No restrictions.
Back to top