Compare MONEI vs Stripe vs Maxpay

About MONEI

MONEI makes everything easy

MONEI is a payment gateway that allows you to accept payments either online and offline. MONEI can be integrated directly into your website or online store with just one simple line of code (or not even that).

MONEI protects you against fraud, can issue refunds and helps your business succeed.

It’s the simplest and cheapest way to start making money on your site.

Moving money with ease

Move your money online transparently and securely — no paperwork or compliance when accepting payments to start a business.

Integrating MONEI as your payment gateway will help you boost your conversion rates. Our features and capabilities are hard to beat.

Insanely Simple

We designed MONEI in a way that anyone can use it.

Today you, tomorrow your six years old child on their way to conquer the business world. Few clicks here and there, and that's all there is to it.

The best things in life are simple. That doesn't mean that MONEI is not a powerhouse. It is powered by thousands of complex functions that work in perfect harmony, carefully abstracted so you can focus on what matters, earning money.

Why MONEI?

• Easy setup, secure and reliable
• Best and clear pricing options
• Developer friendly and well-designed API
• Full integration with webhooks
• Great customer support
• Excellent documentation
• Test it. No obligation.
• Stable currency. Create transactions based on events.
• Get paid virtually everywhere, anytime using our widgets
• No more scrambling for invoices. Generate gorgeous invoices quickly and easily right from the dashboard
• NASA grade security for your online Shopify store and all your customers.
• Subscriptions, get paid for recurring services and product sales, 0 hassle.
• Dynamically profile transactions and assign security rules that will never miss a fraudulent order.
• MONEI loves you no matter which e-commerce platform you use

Supported Payment Methods

Using MONEI, you can accept MasterCard, Visa, and American Express and also some additional credit cards like JCB, Maestro, Discover, and Diners cards.

It also accepts new payment methods like Apple Pay, Android Pay, Amex Express Checkout, Google Pay, Bitcoin and SEPA mandates.

Fees, Chargebacks, and Refunds

No setup fees, no monthly fees. You don’t sell, you don’t pay. Simple schema of fees: % over the total amount of the transaction and a small fixed fee per transaction, no matter how big is the amount.

In the event of a refund, MONEI will return the entire transaction fees (percentage + fixed)

There is a chargeback fee of €15, though this amount will be returned to you if the dispute is resolved in your favor.

Your favorite bank

If you already work with a bank and love them, we can connect them to MONEI. It's always great to make new friends.

Supporting Platforms

Developers (You're) Welcome

Integrate MONEI anywhere. Few simple lines of code and you'll be ready to start selling — no more hiring expensive developers, maintaining servers and all that nonsense.

Simplicity is the key. With our dev documentation and integration guides, you'll be ready in no time!

We support all primary programming languages and platforms, including Ruby and Rails, PHP and all major frameworks, Python and Node.js.

Our API is well-documented and include all the details, how-tos, and guides to help you get started.

We also have API’s for iOS and Android. If you need to accept payments within your mobile app, we got you covered.

Military Grade Security

We understand how important the flow of money is. You are in the right hands.

Using military and NASA grade security, your money is in good hands. We do everything necessary to encrypt, decrypt and otherwise magically protect your data so nobody can snoop at your business.

Our gateway is PCI compliant, ensuring that strong encryption is used to protect transaction information, and also implements fraud protection measures to protect against improper transactions.
Your Money is Your Own

We believe that your money is your own and you should receive it as soon as you earn it. MONEI offers revolutionary one-day payment settlement system so you can reinvest your money and grow your business.

Monei is an excellent option for a range of use cases, and the API allows for a well-customized e-commerce process.

MONEI is a compelling solution to many business needs and it the best option for a new business starting up.

About Stripe

Stripe is a web and mobile payments system that provides a way for individuals and businesses to accept payments over the Internet.

Stripe provides a set of unified APIs and tools that instantly enables businesses to accept credit card payments on their website or mobile app. With Stripe, users can create the payment experience they want in minutes, and Stripe will take care of all the heavy lifting, including security and daily transfers to bank accounts. Stripe powers payments for thousands of businesses of every size—from start ups to Fortune 50 companies.

About Maxpay

Maxpay is an international processor which provides payment solutions and services for any type of online business. The service was launched in 2014 by a professional team with over 10 years experience in e-commerce. The company works with the largest acquirer banks in Europe, USA, Canada, Great Britain and Asia. Maxpay is PCI DSS 1 V3.2 certified and is an official partner of Qualis and Ethoca, leaders in the field of data security, anti-fraud protection, and proactive chargeback management.

Maxpay has in-house anti-fraud solution, Covery, to help merchants solve any type of fraud. Covery is a risk management platform that brings together event chain analysis, feature engineering, rule management and machine learning to obtain the most accurate results. The solution is fully customizable and suitable for any industry, merchant business model or traffic source.

Features

• 2-Factor Authentication
• Accounts Receivable
• API
• Balance Sheet
• Billing/Invoicing
• Budgeting
• Calendar Management
• Contact Management
• CRM Integration
• Customer Management
• Dashboard
• Data Export
• Data Import
• Data Visualization
• Expense Tracking
• External Integrations
• Forecasting
• Inventory Tracking
• Multi-Currency
• Multi-User
• Notifications
• P&L
• Payment Processor
• Payroll
• Scheduling
• Supplier Management
• Tax Management
• BitCoin
• PayPal
• Stripe
• SAP Integration

Features

• 2-Factor Authentication
• Accounts Receivable
• API
• Balance Sheet
• Billing/Invoicing
• Budgeting
• Calendar Management
• Contact Management
• CRM Integration
• Customer Management
• Dashboard
• Data Export
• Data Import
• Data Visualization
• Expense Tracking
• External Integrations
• Forecasting
• Inventory Tracking
• Multi-Currency
• Multi-User
• Notifications
• P&L
• Payment Processor
• Payroll
• Scheduling
• Supplier Management
• Tax Management
• BitCoin
• PayPal
• Stripe
• SAP Integration

Features

• 2-Factor Authentication
• Accounts Receivable
• API
• Balance Sheet
• Billing/Invoicing
• Budgeting
• Calendar Management
• Contact Management
• CRM Integration
• Customer Management
• Dashboard
• Data Export
• Data Import
• Data Visualization
• Expense Tracking
• External Integrations
• Forecasting
• Inventory Tracking
• Multi-Currency
• Multi-User
• Notifications
• P&L
• Payment Processor
• Payroll
• Scheduling
• Supplier Management
• Tax Management
• BitCoin
• PayPal
• Stripe
• SAP Integration

Summary

• Easy setup, secure and reliable

• Developer friendly and well-designed API

• Full integration with webhooks

• Stable currency. Create transactions based on events.

• Test it. No obligation.

• Excellent documentation

• NASA grade security for your online Shopify store and all your customers.

• Subscriptions, get paid for recurring services and product sales, 0 hassle.

• Dynamically profile transactions and assign security rules that will never miss a fraudulent order.

• MONEI loves you no matter which e-commerce platform you use

Summary

• Built for developers: simple, compassable, orthogonal APIs.

• Accept payments from anyone, anywhere.

• Powerful toolkit to work with any type of business.

• Scalable for companies of all sizes.

• Seamless security with trusted, certified PCI level 1 system.

Summary

No key features associated with this application.

FAQs

What is this service generally used for?

• Allow e-commerce businesses sell online by accepting credit/debit cards.

Who are the main user groups of this service?

• Online businesses who are in need of a payment gateway.

What are some applications this service is commonly used in tandem with?

• Shopify, WooCommerce, and PrestaShop.

Does this service integrate with any other apps?

• Shopify, WooCommerce, and PrestaShop.

Does this service offer multi-user capability (e.g. teams)?

• Yes.

Does this service offer an API?

• Yes.

Does this service offer guides, tutorials and or customer support?

• Yes.

What platforms does this service support?

• Shopify, WooCommerce, and PrestaShop.

FAQs

No FAQs associated with this application.

FAQs

Who are the main user groups of this service?

• Any merchants that have a business online: e-commerce, digital goods, travelling, online gaming, and any type of high-risk businesses.

What is this service generally used for?

• Maxpay services are used to automate online billing in any region, adjust cross-border payments, maintain the merchant's finances and fight with inefficient and fraudulent traffic.

Does this service offer guides, tutorials and or customer support?

• Yes, we have the Help Center where you can find all needed information about the service, ask any questions and get help from our support team.

Does this service offer multi-user capability (e.g. teams)?

• Yes, you can register any amount of users to maintain your business account and give them different access levels.

Vendor Information

Vendor Information

Vendor Information

Other

• Startups

• Windows

• iOS

Other

Other

• Enterprises

• Web App